Verdict: Microsoft 365 Personal wins for most users by bundling full Office apps with 1 TB storage, beating iCloud on cross-platform utility per CNET and Wirecutter comparisons. iCloud 2TB provides double the storage but lacks any productivity tools, trailing on value for non-Apple users. Both services score high on reliability with 99.9% uptime reported by their respective providers.
Winner: Microsoft 365 Personal
iCloud 2TB Plan: 7.5/10
Microsoft 365 Personal: 8/10
| iCloud 2TB Plan | Microsoft 365 Personal | |
|---|---|---|
| Storage | 2 TB | 1 TB |
| Included Apps | None | Word, Excel, PowerPoint, Outlook |
| Family Sharing | Yes | No (Personal tier) |
| Platform Integration | Apple devices only | Windows, Mac, iOS, Android |
Our pick: Microsoft 365 Personal.
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