Alliant Credit Union wins — Alliant Credit Union outperforms Chase Bank for most users seeking better rates and lower costs, with 3
Scores: Alliant Credit Union 8.2/10 · Chase Bank 6.8/10
Alliant Credit Union outperforms Chase Bank for most users seeking better rates and lower costs, with 3.10% savings APY versus Chase's 0.01% per their official sites and zero fees versus Chase's $12 monthly. Chase wins for customers needing physical branches and extensive ATM access across 16,000 locations. Alliant's 55,000+ fee-free ATMs and high mobile ratings from sources like Consumer Repor...
| Alliant Credit Union | Chase Bank | |
|---|---|---|
| Type | Member-owned credit union | For-profit national bank |
| ATM Network | 55,000+ fee-free ATMs | 16,000+ Chase ATMs |
| Savings APY | Up to 3.10% (per Alliant site) | 0.01% standard (per Chase site) |
| Checking Fees | $0 monthly maintenance | $12 monthly unless waived |
Our pick: Alliant Credit Union. It edges out the alternative on higher savings rates than most banks. That said, Chase Bank still wins on extensive branch and atm network — consider it if that single trade matters most for your use.